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Joe's BookcaseJoseph G. Frazier has represented individuals, couples and businesses facing financial crisis since 1990. There are a number of things to consider before making the difficult decision to file bankruptcy. Although every case is different, the information contained in this website is intended to give a brief overview of the bankruptcy process. Please call to make an appointment for a consultation.

You may want to consider bankruptcy if:

  • Your home is in danger of being foreclosed
  • Your debts have been referred to collection agencies
  • Your bank account or other assets have been frozen
  • Your paycheck is being garnisheed
  • You cannot foresee being able to pay your debts
  • You have had a serious financial set-back making it impossible to pay your bills
  • Paying your debts is causing undue hardship on you or your dependents